Research on the Development of Internet Finance

Chen Hongxian

doi:doi:10.11648/j.si.20170506.24

| Peer-Reviewed

Research on the Development of Internet Finance

Chen Hongxian

Published in Science Innovation (Volume 5, Issue 6)

Received: 27 December 2017 Published: 28 December 2017

Views: Downloads:

Download PDF

Share This Article

Twitter
Linked In
Facebook

Abstract

At present, with the acceleration of China's economic development speed, and people's understanding of the financial industry is gradually deepened, prompting more and more people, the disposable funds into the financial products. At the same time, due to the entry of Internet plus time, wide application of computer technology, network technology, information and communication technology in the financial industry, to promote a more efficient and convenient financial services, Internet financial service mode gradually surfaced, and perceptions of the Internet financial services with the deepening of the Internet makes financial showing a more the rapid development trend. Its emergence not only opens up a new conception and path for the development of the financial industry, but also provides a reference for the network development of the financial industry. When the Internet plus era into the Internet financial times, both in the management, provides a difficult situation for dealing with government regulators, and expand the areas for the financial industry, laying a solid foundation for the next. This makes the study of the development of the Internet finance, will have great practical significance. In this regard, this article through the literature method and SWOT analysis method, the present condition of the development of Internet banking, the existing problems in the development, make a thorough analysis and research and corresponding countermeasures, and finally draws the conclusion: financial service mode based on Internet environment, not only has the advanced science and technology as the support. And then show a broader space for development, has more market prospects and strong vitality, in the process of financial development of the Internet, according to government regulators, Internet financial practitioners, and Internet banking participants multi-party cooperation and coordination, and construct a perfect Internet financial supervision mechanism, in order to promote internet financial on sustainable development to a new level.

Published in	Science Innovation (Volume 5, Issue 6)
DOI	10.11648/j.si.20170506.24
Page(s)	409-415
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2017. Published by Science Publishing Group

Keywords

Internet Finance, SWOT Law, Regulatory Function

References

[1]	胡光志，周强.论我国互联网金融创新中的消费者权益保护[J].法学评论，2014,32(06):135-143。
[2]	田光宁.互联网金融发展的理论框架与规制约束[J].宏观经济研究，2014,(12):42-48+111。
[3]	郑联盛.中国互联网金融：模式、影响、本质与风险[J].国际经济评论，2014,(05):103-118+6。
[4]	曹凤岐.互联网金融对传统金融的挑战[J].金融论坛，2015,20(01):3-6+65。
[5]	王国刚，张扬.互联网金融之辨析[J].财贸经济，2015,(01):5-16。
[6]	李平，陈林，李强，冯毅，赵洪江.互联网金融的发展与研究综述[J].电子科技大学学报，2015,44(02):245-253。
[7]	杨东.互联网金融风险规制路径[J].中国法学，2015,(03):80-97。
[8]	汪炜，郑扬扬.互联网金融发展的经济学理论基础[J].经济问题探索，2015,(06):170-176。
[9]	曾建光.网络安全风险感知与互联网金融的资产定价[J].经济研究，2015,50(07):131-145。
[10]	沈悦，郭品.互联网金融、技术溢出与商业银行全要素生产率[J].金融研究，2015,(03):160-175。
[11]	谢平，邹传伟，刘海二.互联网金融的基础理论[J].金融研究，2015,(08):1-12。
[12]	周光友，施怡波.互联网金融发展、电子货币替代与预防性货币需求[J].金融研究，2015,(05):67-82。
[13]	王馨.互联网金融助解“长尾”小微企业融资难问题研究[J].金融研究，2015,(09):128-139。
[14]	李继尊.关于互联网金融的思考[J].管理世界，2015,(07):1-7+16。
[15]	互联网金融国家社科基金重大项目课题组，张兵，孙武军.互联网金融的发展、风险与监管——互联网金融发展高层论坛综述[J].经济研究，2015,50(11):183-186。
[16]	何飞，张兵.互联网金融的发展：大数据驱动与模式衍变[J].财经科学，2016,(06):12-22。
[17]	李有星，陈飞，金幼芳.互联网金融监管的探析[J].浙江大学学报(人文社会科学版)，2014,44(04):87-97。
[18]	陶娅娜.互联网金融发展研究[J].金融发展评论，2013,(11):58-73。
[19]	袁博，李永刚，张逸龙.互联网金融发展对中国商业银行的影响及对策分析[J].金融理论与实践，2013,(12):66-70。
[20]	汤皋.规范互联网金融发展与监管的思考[J].金融会计，2013,(12):55-59。
[21]	刘沙沙.浅析P2P网贷平台下中国中小企业融资现状[J].西部皮革，2017,39(12):94。

Cite This Article

Plain Text BibTeX RIS

APA Style

Chen Hongxian. (2017). Research on the Development of Internet Finance. Science Innovation, 5(6), 409-415. https://doi.org/10.11648/j.si.20170506.24

Copy | Download

ACS Style

Chen Hongxian. Research on the Development of Internet Finance. Sci. Innov. 2017, 5(6), 409-415. doi: 10.11648/j.si.20170506.24

Copy | Download

AMA Style

Chen Hongxian. Research on the Development of Internet Finance. Sci Innov. 2017;5(6):409-415. doi: 10.11648/j.si.20170506.24

Copy | Download

@article{10.11648/j.si.20170506.24,
  author = {Chen Hongxian},
  title = {Research on the Development of Internet Finance},
  journal = {Science Innovation},
  volume = {5},
  number = {6},
  pages = {409-415},
  doi = {10.11648/j.si.20170506.24},
  url = {https://doi.org/10.11648/j.si.20170506.24},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20170506.24},
  abstract = {At present, with the acceleration of China's economic development speed, and people's understanding of the financial industry is gradually deepened, prompting more and more people, the disposable funds into the financial products. At the same time, due to the entry of Internet plus time, wide application of computer technology, network technology, information and communication technology in the financial industry, to promote a more efficient and convenient financial services, Internet financial service mode gradually surfaced, and perceptions of the Internet financial services with the deepening of the Internet makes financial showing a more the rapid development trend. Its emergence not only opens up a new conception and path for the development of the financial industry, but also provides a reference for the network development of the financial industry. When the Internet plus era into the Internet financial times, both in the management, provides a difficult situation for dealing with government regulators, and expand the areas for the financial industry, laying a solid foundation for the next. This makes the study of the development of the Internet finance, will have great practical significance. In this regard, this article through the literature method and SWOT analysis method, the present condition of the development of Internet banking, the existing problems in the development, make a thorough analysis and research and corresponding countermeasures, and finally draws the conclusion: financial service mode based on Internet environment, not only has the advanced science and technology as the support. And then show a broader space for development, has more market prospects and strong vitality, in the process of financial development of the Internet, according to government regulators, Internet financial practitioners, and Internet banking participants multi-party cooperation and coordination, and construct a perfect Internet financial supervision mechanism, in order to promote internet financial on sustainable development to a new level.},
 year = {2017}
}

Copy | Download

TY  - JOUR
T1  - Research on the Development of Internet Finance
AU  - Chen Hongxian
Y1  - 2017/12/28
PY  - 2017
N1  - https://doi.org/10.11648/j.si.20170506.24
DO  - 10.11648/j.si.20170506.24
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 409
EP  - 415
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20170506.24
AB  - At present, with the acceleration of China's economic development speed, and people's understanding of the financial industry is gradually deepened, prompting more and more people, the disposable funds into the financial products. At the same time, due to the entry of Internet plus time, wide application of computer technology, network technology, information and communication technology in the financial industry, to promote a more efficient and convenient financial services, Internet financial service mode gradually surfaced, and perceptions of the Internet financial services with the deepening of the Internet makes financial showing a more the rapid development trend. Its emergence not only opens up a new conception and path for the development of the financial industry, but also provides a reference for the network development of the financial industry. When the Internet plus era into the Internet financial times, both in the management, provides a difficult situation for dealing with government regulators, and expand the areas for the financial industry, laying a solid foundation for the next. This makes the study of the development of the Internet finance, will have great practical significance. In this regard, this article through the literature method and SWOT analysis method, the present condition of the development of Internet banking, the existing problems in the development, make a thorough analysis and research and corresponding countermeasures, and finally draws the conclusion: financial service mode based on Internet environment, not only has the advanced science and technology as the support. And then show a broader space for development, has more market prospects and strong vitality, in the process of financial development of the Internet, according to government regulators, Internet financial practitioners, and Internet banking participants multi-party cooperation and coordination, and construct a perfect Internet financial supervision mechanism, in order to promote internet financial on sustainable development to a new level.
VL  - 5
IS  - 6
ER  -

Copy | Download

Author Information

Chen Hongxian

Hangzhou College of Commerce, Zhejiang Gongshang University, Hangzhou, China

Download PDF

Sections

Plain Text BibTeX RIS

APA Style

Chen Hongxian. (2017). Research on the Development of Internet Finance. Science Innovation, 5(6), 409-415. https://doi.org/10.11648/j.si.20170506.24

Copy | Download

ACS Style

Chen Hongxian. Research on the Development of Internet Finance. Sci. Innov. 2017, 5(6), 409-415. doi: 10.11648/j.si.20170506.24

Copy | Download

AMA Style

Chen Hongxian. Research on the Development of Internet Finance. Sci Innov. 2017;5(6):409-415. doi: 10.11648/j.si.20170506.24

Copy | Download

@article{10.11648/j.si.20170506.24,
  author = {Chen Hongxian},
  title = {Research on the Development of Internet Finance},
  journal = {Science Innovation},
  volume = {5},
  number = {6},
  pages = {409-415},
  doi = {10.11648/j.si.20170506.24},
  url = {https://doi.org/10.11648/j.si.20170506.24},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20170506.24},
  abstract = {At present, with the acceleration of China's economic development speed, and people's understanding of the financial industry is gradually deepened, prompting more and more people, the disposable funds into the financial products. At the same time, due to the entry of Internet plus time, wide application of computer technology, network technology, information and communication technology in the financial industry, to promote a more efficient and convenient financial services, Internet financial service mode gradually surfaced, and perceptions of the Internet financial services with the deepening of the Internet makes financial showing a more the rapid development trend. Its emergence not only opens up a new conception and path for the development of the financial industry, but also provides a reference for the network development of the financial industry. When the Internet plus era into the Internet financial times, both in the management, provides a difficult situation for dealing with government regulators, and expand the areas for the financial industry, laying a solid foundation for the next. This makes the study of the development of the Internet finance, will have great practical significance. In this regard, this article through the literature method and SWOT analysis method, the present condition of the development of Internet banking, the existing problems in the development, make a thorough analysis and research and corresponding countermeasures, and finally draws the conclusion: financial service mode based on Internet environment, not only has the advanced science and technology as the support. And then show a broader space for development, has more market prospects and strong vitality, in the process of financial development of the Internet, according to government regulators, Internet financial practitioners, and Internet banking participants multi-party cooperation and coordination, and construct a perfect Internet financial supervision mechanism, in order to promote internet financial on sustainable development to a new level.},
 year = {2017}
}

Copy | Download

TY  - JOUR
T1  - Research on the Development of Internet Finance
AU  - Chen Hongxian
Y1  - 2017/12/28
PY  - 2017
N1  - https://doi.org/10.11648/j.si.20170506.24
DO  - 10.11648/j.si.20170506.24
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 409
EP  - 415
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20170506.24
AB  - At present, with the acceleration of China's economic development speed, and people's understanding of the financial industry is gradually deepened, prompting more and more people, the disposable funds into the financial products. At the same time, due to the entry of Internet plus time, wide application of computer technology, network technology, information and communication technology in the financial industry, to promote a more efficient and convenient financial services, Internet financial service mode gradually surfaced, and perceptions of the Internet financial services with the deepening of the Internet makes financial showing a more the rapid development trend. Its emergence not only opens up a new conception and path for the development of the financial industry, but also provides a reference for the network development of the financial industry. When the Internet plus era into the Internet financial times, both in the management, provides a difficult situation for dealing with government regulators, and expand the areas for the financial industry, laying a solid foundation for the next. This makes the study of the development of the Internet finance, will have great practical significance. In this regard, this article through the literature method and SWOT analysis method, the present condition of the development of Internet banking, the existing problems in the development, make a thorough analysis and research and corresponding countermeasures, and finally draws the conclusion: financial service mode based on Internet environment, not only has the advanced science and technology as the support. And then show a broader space for development, has more market prospects and strong vitality, in the process of financial development of the Internet, according to government regulators, Internet financial practitioners, and Internet banking participants multi-party cooperation and coordination, and construct a perfect Internet financial supervision mechanism, in order to promote internet financial on sustainable development to a new level.
VL  - 5
IS  - 6
ER  -

Copy | Download